Links and Minifeatures 06 19 Monday

By Dan Melson on June 19, 2006 5:33 PM | Permalink | Comments (1)

Carnival of Personal Finance

Carnival of the Capitalists Recommended: Liberty Papers (changing business climate brought on by the internet) Insureblog (going foreign for medical treatments), Stingray (Some inconvenient facts about global warming) Jon Swift (Some humor about Mr. Gates' impending retirement)

RINO Sightings (Afraid I haven't had the chance to go through it yet)

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There's a bit too much gloom and doom in this article: Foreclosures may jump as ARMs reset, but it does raise some valid concerns. I'm a big fan of hybrid ARMs that are fixed for three, five, or seven years prior to adjusting. Right now, due to the yield curve being inverted, there is essentially no difference in rates between a thirty year fixed rate loan and a 5/1 ARMs, but over the last fifteen years, I've used them to save myself and my clients thousands of dollars each. But you need to have enough equity in your home in order to refinance, and you shouldn't stretch too far to buy your dream home, lest it all come tumbling down in the first bad event that happens to you. I've talkied about this before, most recently in this article.

"I was a first-time buyer. I was blind. I didn't know what questions to ask," she said. "And the mortgage brokers are there telling you what you want to hear just to get you in the mortgage."

Questions You Should Ask Prospective Loan Providers

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Army Charges 3 GIs With Murder in Iraq. This does not appear to be the Haditha incident, but rather a separate occurrence, and brought on by the Army's own investigators. Keep in mind that they are only charged, and have not yet had an Article 32 hearing, but if they are found guilty, I do hope they are hung or shot.

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Bush: Iran must stop uranium enrichment

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Argghhh! has a bit worth reading on deserters.

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Well, today marks the official one year of this site. Thanks to all who drop by.

1 Comments

My Boaz's Ruth said:

Only one year?

Seems you've been around longer than that.

Congratulations and I hope you make it many more so the information will still be here when I go to get my next loan.

June 20, 2006 4:44 PM

Please be civil. Avoid profanity - I will delete the vast majority of it, usually by deleting the entire comment. To avoid comment spam, a comments account is required. They are freely available, and you can post comments immediately. Alternatively, you may use your Type Key registration, or sign up for one (They work at most Movable Type sites) All comments made are licensed to the site, but the fact that a comment has been allowed to remain should not be taken as an endorsement from me or the site. There is no point in attempting to foster discussion if only my own viewpoint is to be permitted. If you believe you see something damaging to you or some third party, I will most likely delete it upon request.
Logical failures (straw man, ad hominem, red herring, etcetera) will be pointed out - and I hope you'll point out any such errors I make as well. If there's something you don't understand, ask.
Nonetheless, the idea of comments should be constructive. Aim them at the issue, not the individual. Consider it a challenge to make your criticism constructive. Try to be respectful. Those who make a habit of trollish behavior will be banned.

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