Archives
- 2008.09.05: The State of the Loan Market and How Much You Can Borrow September 2008 (Part II)
- 2008.09.04: Links and Minifeatures 2008 09
- 2008.09.04: The State of the Loan Market and How Much You Can Borrow September 2008 (Part I)
- 2008.09.03: What Do Loan Qualification Standards Accomplish?
- 2008.09.02: Links and Minifeatures 2008 09 02 Monday
- 2008.09.02: Sarah Palin, the Nutroots, and National Media "Doing Our Job"
- 2008.09.02: All Buyer Assistance Programs Require Full Documentation of Income
- 2008.09.01: FSBO Horror and Failure to Disclose Property Defects
- 2008.08.31: Consumer Focused Carnival of Real Estate
- 2008.08.30: Mortgage Closing Costs: What is Real and What is Junk?
- 2008.08.29: McCain Selects Alaska Governor Sarah Palin for Vice President!
- 2008.08.29: Magical Thinking About Mortgage Loans
- 2008.08.28: Links and Minifeatures 2008 08 28 Thursday
- 2008.08.28: Rent to Own and Lease With Option to Buy
- 2008.08.27: Professional Referrals in Real Estate and Loans
- 2008.08.26: What If You Cannot Refinance Later?
- 2008.08.25: Links and Minifeatures 2008 08 25 Monday
- 2008.08.25: Negotiation Basics: On What to Offer and Whether to Offer
- 2008.08.24: Negotiations After the Purchase Contract: Seller's Allowances and Fixing Problems
- 2008.08.23: Refinancing When The Rates Are Higher
- 2008.08.22: Links and Minifeatures 2008 08 22 Friday
- 2008.08.22: Fixed rate, Balloon, ARM and Hybrid Loans
- 2008.08.21: The Moment of Truth, Signing Bad Loan Documents and the Right of Rescission
- 2008.08.20: Links and Minifeatures 2008 08 20 Wednesday
- 2008.08.20: Mortgage Rate, Points, and Closing Costs
- 2008.08.19: Loan Qualification Standards: Qualifying Rate and Payment
- 2008.08.18: Links and Minifeatures 2008 08 18 Monday
- 2008.08.18: Finding or Creating a "Green" or Eco-Friendly House
- 2008.08.17: Buying Off A Prepayment Penalty At Loan Inception
- 2008.08.16: When to Get A Buyer's Agent and Start Looking at Property
- 2008.08.15: Rental History and Payment Shock in Applying for a Mortgage
- 2008.08.14: Links and Minifeatures 2008 08 14 Thursday
- 2008.08.14: Can You Change Lenders After the Loan is Approved?
- 2008.08.13: Russia's Assault Upon Georgia, and the Implications
- 2008.08.13: Why Lenders Don't and Won't Tell Borrowers Their Loan Was Turned Down (Games Lenders Play, Part 9)
- 2008.08.12: What Buyers Need: What Sellers Should Want to Supply
- 2008.08.11: Links and Minifeatures 2008 08 11 Monday
- 2008.08.11: What Sellers Need: What Buyers Should Want to Supply
- 2008.08.10: Non-Recourse Purchase Money Loans in California
- 2008.08.09: Exclusive versus Non-Exclusive Buyer's Agent Agreement
- 2008.08.08: Links and Minifeatures 2008 08 08 Friday
- 2008.08.08: Conquest May Be Bad, But It Is The Natural Way of Things
- 2008.08.08: Don't Allow Yourself To Become A Victim of Bad Real Estate Practice
- 2008.08.07: Real Estate: General Education versus Specific Expertise
- 2008.08.06: Links and Minifeatures 2008 08 06 Wednesday
- 2008.08.06: How Do I Know If I've Been Lowballed on a Mortgage Quote?
- 2008.08.05: Games Lenders Play, Part VII - Selling Mortgage Accelerator Programs
- 2008.08.04: Links and Minifeatures 2008 08 04 Monday
- 2008.08.04: Is San Diego Market Underpriced or Overpriced? - A Thought Experiment for August 2008
- 2008.08.03: What Can You Do If You've Bought A Vampire Property?
- 2008.08.02: Timeshares, Pro and Con (mostly Con)
- 2008.08.01: Links and Minifeatures 2008 08 01 Friday
- 2008.08.01: Probate and Foreclosure and Planning Ahead
- 2008.07.31: Credit Reports: What They Are and How They Work
- 2008.07.30: Consumer Focused Carnival of Real Estate
- 2008.07.29: Links and Minifeatures 2008 07 29 Tuesday
- 2008.07.29: Desperation Mining: How a Buyer Hits Paydirt (and How Sellers Can Avoid it)
- 2008.07.28: Links and Minifeatures 2008 07 28 Monday
- 2008.07.28: Conforming and Jumbo Only Apply to "A Paper" Conventional Financing
- 2008.07.27: Stand Alone versus Piggyback Second Trust Deeds
- 2008.07.26: Demands Listing Agents Make That Aren't in Their Clients Best Interest
- 2008.07.25: Links and Minifeatures 2008 07 25 Friday
- 2008.07.25: For Sale By Owner - Working Directly With a Loan Officer
- 2008.07.24: Links and Minifeatures 2008 07 24 Thursday
- 2008.07.24: Pre-Payment Penalties and Second Trust Deeds
- 2008.07.23: Procuring Cause and Multiple Agents
- 2008.07.22: What Does It Mean To Fall Out Of Escrow?
- 2008.07.21: Links and Minifeatures 2008 07 21 Monday
- 2008.07.21: Buying Teardown Properties and Condemned Buildings
- 2008.07.20: Real Estate: Getting From Where You Are To Where You Want To Be
- 2008.07.19: Mellon
- 2008.07.19: Signing Off Loan Conditions
- 2008.07.18: Links and Minifeatures 2008 07 18 Friday
- 2008.07.18: The Lure and the Trap of Debt Consolidation - Payment Versus Cost of Interest
- 2008.07.17: Stupid Negotiating Tricks: Appeal to Pity (or Falling for Appeal to Pity)
- 2008.07.16: The High Cost of Waiting To Buy A Home
- 2008.07.15: Charles Schumer Administers Coup-de-Grace to IndyMac
- 2008.07.15: Virtues of the US Real Estate Loan Market
- 2008.07.14: Links and Minifeatures 2008 07 14 (Monday)
- 2008.07.14: If You Don't Think Agents Are Valuable, Do It Yourself
- 2008.07.13: Customer Disservice and Alienation - Why Nobody Talks to My Clients Except Me
- 2008.07.13: Vampire Properties
- 2008.07.12: Real Estate Purchase Negotiability
- 2008.07.11: What to Do When Your Loan is Declined
- 2008.07.10: Links and Minifeatures 2008 07 10 Thursday
- 2008.07.10: What Happens To Equity During and After Foreclosure?
- 2008.07.09: Buying Your Final Home: Payment versus the Rate/Cost Tradeoff
- 2008.07.08: What to Beware in Third Party Services
- 2008.07.07: Links and Minifeatures 2008 07 07 Monday
- 2008.07.07: How to Buy a Bargain Property
- 2008.07.06: Credit Lines: Number and Length of Time Open
- 2008.07.05: Links and Minifeatures 2008 07 05 Saturday
- 2008.07.05: Save For A Down Payment or Buy Now? (Part 2 of 2)
- 2008.07.04: Save For A Down Payment or Buy Now? (Part 1 of 2)
- 2008.07.03: California's Home Equity Sales Contract Act
- 2008.07.02: Consumer Focused Carnival of Real Estate
- 2008.07.01: How Do I Get Rid of Private Mortgage Insurance (PMI)?
- 2008.06.30: Links and Minifeatures 2008 06 30 Monday
- 2008.06.30: Buying or Selling Subject to Existing Deeds of Trust
- 2008.06.29: Being Realistic Saves Money on your Mortgage
- 2008.06.28: Did That Slap On The Back Leave a Knife?
- 2008.06.27: Links and Minifeatures 2008 06 27 Friday
- 2008.06.27: Deferred Payment Mortgages - Not As Bad As I Expected
- 2008.06.26: Second Amendment Means What It Says
- 2008.06.26: Buy Now vs. Wait: Some Practical Hypotheticals
- 2008.06.25: What Remodeling is Likely to Show a Profit on Sale?
- 2008.06.24: Top Ten Reasons You Bought The Wrong House
- 2008.06.23: Links and Minifeatures 2008 06 23 Monday
- 2008.06.23: Real Estate "Pig In a Poke"
- 2008.06.22: One Loan Versus Two Loans
- 2008.06.21: The Best Idea About Applying for a Mortgage
- 2008.06.20: Helping Yourself Qualify for a Home Loan
- 2008.06.19: Links and Minifeatures 2008 06 19 Thursday (Three Years!)
- 2008.06.19: Who Does Creating Artificial Barriers to Growth Hurt?
- 2008.06.18: Consumer Focused Carnival of Real Estate
- 2008.06.17: How Can I Lower The Down Payment Requirements So I Can Buy Real Estate?
- 2008.06.16: Links and Minifeatures 2008 06 16 Monday
- 2008.06.16: Agents "Buying" Listings: Promising the Undeliverable and Hurting Their Clients
- 2008.06.15: Approaching the Loan Application Process - What Loan Will You Qualify For?
- 2008.06.14: What is Real Estate Worth?
- 2008.06.13: Links and Minifeatures 2008 06 13 Friday
- 2008.06.13: Trying to Buy Real Estate Below Market
- 2008.06.12: Don't Let Cash Distract You From Cost In Real Estate
- 2008.06.11: Links and Minifeatures 2008 06 11 Wednesday
- 2008.06.11: Why Do Purchase Escrows Fall Apart? (And Why Is It Happening More Often?)
- 2008.06.10: NEWSFLASH! SAN DIEGO DECLINING MARKET DESIGNATOR REMOVED!
- 2008.06.10: Why You Want The Lender to Assume Pricing Risk
- 2008.06.09: Links and Minifeatures 2008 06 09 Monday
- 2008.06.09: The History of Suburban Housing
- 2008.06.08: You Are Never Have To Sell to a Any Particular Offer
- 2008.06.07: Definition of Purchase Money, Cash Out, and Rate /Term Mortgages
- 2008.06.06: Links and Minifeatures 2008 06 06 (D-Day plus 64 years)
- 2008.06.06: San Diego Real Estate Market: June 2008 Advice
- 2008.06.05: Leverage in Real Estate - Making a Decent Investment Spectacular
- 2008.06.04: Links and Minifeatures 2008 06 04 Wednesday
- 2008.06.04: Consumer Focused Carnival of Real Estate
- 2008.06.03: Why Is My Rate Higher Than My Lender Promised?
- 2008.06.02: Links and Minifeatures 2008 06 02 Monday
- 2008.06.02: Protecting My Buyer Clients Good Faith Deposit
- 2008.06.01: What Exactly do First Time Home Buyers Need?
- 2008.05.31: Appraisers Speak Out Against "Make The Deal"
- 2008.05.30: Links and Minifeatures 2008 05 30 Friday (The Original Memorial Day)
- 2008.05.30: Prepaid Interest and Why You Never Really Skip a Mortgage Payment
- 2008.05.29: Unsustainable Loans You Should Not Use to Purchase a Property
- 2008.05.28: Links and Minifeatures 2008 05 28 Wednesday
- 2008.05.28: Is The Good Faith Deposit At Risk?
- 2008.05.27: Links and Minifeatures 2008 05 27 Tuesday
- 2008.05.27: Why Cost Is As Important As Rate For Mortgage Loans
- 2008.05.26: For Sale By Owner Issues
- 2008.05.25: Mortgage Lenders Don't Want to Compete on Price
- 2008.05.24: Buying Out A Partner - With Complications
- 2008.05.23: Lump Sum Payments on a Mortgage and Alternative Investments For the Same Money
- 2008.05.22: Links and Minifeatures 2008 05 22 Thursday
- 2008.05.22: Choosing Buyer's Agents By Commission Rebate: Penny Wise, Pound Foolish
- 2008.05.21: Consumer Focused Carnival of Real Estate
- 2008.05.20: Top Ten Reasons Your Home Isn't Selling
- 2008.05.19: Links and Minifeatures 2008 05 19 Monday
- 2008.05.19: Obama Lives In Glass House But Loves Throwing Stones
- 2008.05.19: The Best Way to Avoid Default and Foreclosure
- 2008.05.18: What Happens If I Don't Sign Mortgage Documents?
- 2008.05.17: Loan Rate Sheets: The Games Lenders Play With Rate Adjustments
- 2008.05.16: Why Buyers and Refinancers Should Consider a 5/1 ARM Again
- 2008.05.15: Links and Minifeatures 2008 05 15 Thursday
- 2008.05.15: Seller Paid Closing Costs (or, When Your Prospective Buyer Has No Money)
- 2008.05.14: How to Use Internet Based Real Estate and House Hunting Sites
- 2008.05.13: Shop Loans By The Total Cost To You, Not By What the Provider Makes
- 2008.05.12: Links and Minifeatures 2008 05 12 Monday
- 2008.05.12: A Good Listing Agent's Most Important Responsibility
- 2008.05.11: Short Sales of Real Estate, aka Short Payoffs
- 2008.05.10: Links and Minifeatures 2008 05 10 Saturday
- 2008.05.10: Zillow Post for First Time Buyers
- 2008.05.09: Dangers of a Poorly Written Real Estate Purchase Offer
- 2008.05.08: Links and Minifeatures 2008 05 08 Thursday
- 2008.05.08: Loan Assumption and Assumable Loans
- 2008.05.07: Consumer Focused Carnival of Real Estate
- 2008.05.06: Links and Minifeatures 2008 05 06 Tuesday
- 2008.05.06: Buyers, Asking Price and Days on Market
- 2008.05.05: How to Tell If You Can Afford This Property
- 2008.05.04: What Happens When You Over-Price Real Estate?
- 2008.05.03: Related Party Transfers of Real Estate - Family, Corporate, or Partners
- 2008.05.02: Links and Minifeatures 2008 05 02 Friday
- 2008.05.02: Pre-Qualification
- 2008.05.01: Time in Line of Work for Mortgage Qualification - What Counts?
- 2008.04.30: Saving the Real Estate Agency Profession in the Era of Free Information
- 2008.04.30: Links and Minifeatures 2008 04 30 Wednesday
- 2008.04.30: Writing Real Estate Purchase Offers to Beat Higher Competing Offers
- 2008.04.29: Consult a Loan Officer to Make a Purchase Offer
- 2008.04.28: Links and Minifeatures 2008 04 28 Monday
- 2008.04.28: April 2008: Why Loan Rates Are Cheap
- 2008.04.27: What is Reasonable Loan Officer Compensation?
- 2008.04.26: Debunking "Lenders Are All The Same"
- 2008.04.25: Links and Minifeatures 2008 04 25 Friday
- 2008.04.25: Sixty Second Public Service Announcement About Selling Real Estate
- 2008.04.24: Why Buyers Should Avoid Short Sales
- 2008.04.23: Consumer Focused Carnival of Real Estate
- 2008.04.22: What $5 (and Higher) Gas Means to Suburban and Exurban Real Estate
- 2008.04.21: Links and Minifeatures 2008 04 21 Monday
- 2008.04.21: Real Estate: Giving Someone a Monopoly Does Not Encourage Top Performance
- 2008.04.20: The Good Faith Estimate (Part II)
- 2008.04.19: The Good Faith Estimate (part I)
- 2008.04.18: Mortgage Accelerator Programs: A Good Basic Idea, But the Devil Is In the Details
- 2008.04.17: Links and Minifeatures 2008 04 17 Thursday
- 2008.04.17: Pretending the Service Equation is Simpler Than It Is
- 2008.04.16: My Sixty Second Public Service Announcement about Buying Real Estate
- 2008.04.15: Links and Minifeatures 2008 04 15 (A date which lives in infamy - every year!)
- 2008.04.15: Retirement Account Contributions and Mortgage Loan Qualification
- 2008.04.14: Another Scam: "Negative Equity? Sell and Get Cash!"
- 2008.04.13: Relocation Loans and Developer Issues
- 2008.04.12: Links and Minifeatures 2008 04 12 Saturday
- 2008.04.12: Consumer Due Diligence on Real Estate and Mortgage Loans
- 2008.04.11: Selling In Buyer's Markets: Do You Need to Sell Or Are You Part of The Problem?
- 2008.04.10: Links and Minifeatures 2008 04 10 Thursday
- 2008.04.10: Today's Turkey
- 2008.04.10: Online Mortgage Quotes
- 2008.04.09: Consumer Focused Carnival of Real Estate
- 2008.04.08: My Thirty Second Public Service Announcement On Mortgage Loans
- 2008.04.07: Links and Minifeatures 2008 04 07 Monday
- 2008.04.07: Losing Property Value with Highly Leveraged Properties
- 2008.04.06: Do Not Sign Loan Disclosures That Don't Apply To Your Loan
- 2008.04.05: Listing Agents Who Want Both Halves of The Commission
- 2008.04.04: Links and Minifeatures 2008 04 04 Friday
- 2008.04.04: Zillow's New Mortgage Quote Forum
- 2008.04.04: The Ideal Listing Commission and its Structure: Performance Based
- 2008.04.03: The FAA: Culture of Corruption
- 2008.04.03: Selling to Avoid Foreclosure in a Buyer's Market
- 2008.04.02: The Difference Between Note Rate (APY) and APR
- 2008.04.01: What Happens When You Can't Make Your Real Estate Loan Payment
- 2008.03.31: Links and Minifeatures 2008 03 31 Monday
- 2008.03.31: Joint Loans for Unmarried People
- 2008.03.30: Changes in Lender Attitudes: The Push Towards Bigger Loans
- 2008.03.29: Debt Consolidation Refinance - Doing it Wrong vs. Doing it Right
- 2008.03.28: The IAEA and Script Zombies
- 2008.03.28: Links and Minifeatures 2008 03 28 Friday
- 2008.03.28: How to Tell A Good Real Estate Market Article From A Bad One
- 2008.03.27: CBB: The Art of Setting Buyer's Agency Compensation on a Listing
- 2008.03.26: Consumer Focused Carnival of Real Estate
- 2008.03.25: Links and Minifeatures 2008 03 25 Tuesday
- 2008.03.25: Sourcing and Seasoning of Funds
- 2008.03.24: Steering: The Most Violated Law In Real Estate
- 2008.03.23: Racial Gap In Home Loans
- 2008.03.22: Debunking "Banks Give Better Deals Than Brokers"
- 2008.03.21: Mortgages: General Concerns and Manufactured Housing
- 2008.03.20: Links and Minifeatures 2008 03 20 Thursday
- 2008.03.20: Debunking the Money Merge Account Scam (Games Lenders Play, Part 8)
- 2008.03.19: Non-Exclusive Buyer's Agency Contract - A Bet Consumers Can't Lose
- 2008.03.18: Jumbo Conforming Loans: Tougher Standards Than Conforming Loans
- 2008.03.17: Links and Minifeatures 2008 03 17 Monday (My Leprechaun is 8!)
- 2008.03.17: When Should A Buyer's Agent Ask You To Sign a Contract?
- 2008.03.16: Joint Loans for Couples: How Does the Qualification Process Work?
- 2008.03.15: Loan Qualification Standards - "Loanbusters"
- 2008.03.14: Links and Minifeatures 2008 03 14
- 2008.03.14: San Diego Housing Market March 2008: Heating Back Up
- 2008.03.13: Refinancing With a Prepayment Penalty
- 2008.03.12: Consumer Focused Carnival of Real Estate
- 2008.03.11: The Basics of 1031 Exchanges
- 2008.03.10: Links and Minifeatures 2008 03 10 Monday
- 2008.03.10: Finding Bargain Real Estate: Work With the Buyer's Agent Who Actually Finds The Bargain!
- 2008.03.09: Getting a Loan Provider to Agree to be a Backup Loan
- 2008.03.08: The Perfect Time To Buy Real Estate
- 2008.03.07: What If A Title Search Misses a Lien?
- 2008.03.06: Links and Minifeatures 2008 03 06 Thursday
- 2008.03.06: New Temporary FHA Conforming Loan Limits Announced!
- 2008.03.06: Real Estate and the Four Levels of Competence
- 2008.03.05: Avoiding Mortgage Prepayment Penalties by Partial Payment
- 2008.03.04: Links and Minifeatures 2008 03 04 Tuesday
- 2008.03.04: The Mortgage Loan Market Controls the Real Estate Market
- 2008.03.03: Links and Minifeatures 2008 03 03 Monday
- 2008.03.03: Games Lenders Play, Part II
- 2008.03.02: Buyers Who Don't Want A Buyer's Agent
- 2008.03.01: Can a Lender Legally Stop Loan Funding After Signing?
- 2008.02.29: Links and Minifeatures 2008 02 29 (Leap Day)
- 2008.02.29: Down Payment Assistance: Buying FHA With No Money Down Doesn't Require 100% Financing!
- 2008.02.28: First Time Home Buyer Assistance Programs: Locally Based
- 2008.02.27: Consumer Focused Carnival of Real Estate
- 2008.02.26: The FHA Secure Program - Saving Some Homeowners From Foreclosure
- 2008.02.25: Links and Minifeatures 2008 02 25 Monday
- 2008.02.25: FHA Loans: Poised for a Comeback
- 2008.02.24: Time In Line of Work
- 2008.02.23: The HUD-1 Form
- 2008.02.22: From How Much You Make to A Payment and Price You Can Afford
- 2008.02.21: Links and Minifeatures 2008 02 21 Thursday
- 2008.02.21: FYI: FHA Loans, FHA Secure, and Down Payment Assistance Programs
- 2008.02.21: Changing Rates and Streamline Refinancing - Reasons to Love Zero Cost Loans and Hybrid ARMs
- 2008.02.20: The Best Way To Solve Problems in Real Estate
- 2008.02.19: Links and Minifeatures 2008 02 19 Tuesday
- 2008.02.19: Real Estate Liquidation Auctions
- 2008.02.18: Fixing A Bad Mortgage Sale
- 2008.02.17: Getting Out of Paying Pre-Payment Penalties
- 2008.02.16: Title Insurance, or Preventing Fifty Ways to Lose Your Money
- 2008.02.15: Prepayment Penalties and Biweekly Payment Schemes
- 2008.02.14: Links and Minifeatures 2008 02 14 Thursday (Happy Valentine's Day!)
- 2008.02.14: Lenders Holding Your Money Hostage
- 2008.02.13: Conforming Loan Limits and the Economic Stimulus Package
- 2008.02.13: Consumer Focused Carnival of Real Estate
- 2008.02.12: Links and Minifeatures 2008 02 12 Tuesday
- 2008.02.12: The Self-Fulfilling Prophecy of Lender Fear
- 2008.02.11: Games Lenders Play, Part I: Misleading Advertising to Get You to Call
- 2008.02.10: Contingent Sales in a Buyer's Market
- 2008.02.09: Sellers Lending to Buyers Then Selling the Note
- 2008.02.08: Links and Minifeatures 2008 02 08 Friday
- 2008.02.08: What to look for at Loan Closing
- 2008.02.07: Mortgages and RAMs after Retirement
- 2008.02.06: Links and Minifeatures 2008 02 06 Wednesday
- 2008.02.06: Never Choose A Loan (or a Property) Based Upon Payment
- 2008.02.05: Upon Conservatives Refusing to Support John McCain
- 2008.02.05: Differences Between Loans Look Smaller Than They Are
- 2008.02.04: Links and Minifeatures 2008 02 04 Monday
- 2008.02.04: Carnival Of Real Estate #76
- 2008.02.03: Can You Get A Mortgage On a Condemned House?
- 2008.02.02: Lenders Adding A Prepayment Penalty After Funding
- 2008.02.01: "All Mortgage Money Comes From The Same Place"
- 2008.01.31: Links and Minifeatures 2008 01 31 (Thursday)
- 2008.01.31: Private Mortgage Insurance Rates Jump
- 2008.01.30: Consumer Focused Carnival of Real Estate
- 2008.01.29: Links and Minifeatures 2008 01 29 Tuesday (Florida)
- 2008.01.29: California Prohibits Landlords From Inquiring Whether Prospective Tenants are Illegal Aliens
- 2008.01.29: Dealing With Looming Forclosure - Get Out of Denial
- 2008.01.28: "Should I Refinance?" - Consider Overall Cost of Money, Not Payment
- 2008.01.27: What Drives Loan Rates?
- 2008.01.26: The Biggest Risk
- 2008.01.25: First Time Buyer Programs: The Mortgage Credit Certificate (MCC)
- 2008.01.24: Links and Minifeatures 2008 01 24 Thursday
- 2008.01.24: Buyer's Agency, Due Diligence, and the Illusion of Comity
- 2008.01.23: How Can Buyers Get the Lowest Possible Price on the Best Possible Property?
- 2008.01.22: Links and Minifeatures 2008 01 22 Tuesday
- 2008.01.22: Successful Refinancing - An Example of the Issues, Computations, and Thought Process
- 2008.01.21: Links and Minifeatures 2008 01 21 (Monday)
- 2008.01.21: Another Refinance Boom - With a Difference
- 2008.01.20: Paying Off Old Past Due Bills Without Hurting Your Credit Again
- 2008.01.19: Why You Shouldn't Have All Your Money In Real Estate
- 2008.01.18: Links and Minifeatures 2008 01 18 (Friday)
- 2008.01.18: Buying and Selling Properties with Unpermitted Additions
- 2008.01.17: How to Sell Your Home Quickly and For The Best Possible Price
- 2008.01.16: Links and Minifeatures 2008 01 16 Wednesday
- 2008.01.16: Consumer Focused Carnival of Real Estate
- 2008.01.15: Real Estate Agents and Mortgage Loan Officers Don't Want to Compete
- 2008.01.14: Links and Minifeatures 2008 01 14 (Monday)
- 2008.01.14: In Real Estate, You're Better Off Doing One Thing At A Time
- 2008.01.13: How Loan Providers Make Money
- 2008.01.12: Links and Minifeatures 2008 01 12 Saturday
- 2008.01.12: Translation: Salesgoodspeakian to English
- 2008.01.11: Primary Elections and "Change"
- 2008.01.11: Why the Current State of New Developer Housing
- 2008.01.10: Links and Minifeatures 2008 01 10 Thursday
- 2008.01.10: Time for Listing Agents To Earn Their Money
- 2008.01.09: The Future of Real Estate Agency: Expert Consultants, Not Market Access
- 2008.01.08: Links and Minifeatures 01 08 Tuesday
- 2008.01.08: Buyer's Markets Are A Great Time For Moving Up
- 2008.01.07: Fear and Greed Counterpoint
- 2008.01.06: Why Do Lenders Sell Mortgages?
- 2008.01.05: Fear and Greed, or How Did The Housing Bubble Get So Big?
- 2008.01.04: Links and Minifeatures 01 04 Friday (47?)
- 2008.01.04: Bundling Agent Services: What Services Do You Want and Need?
- 2008.01.03: Issues with Family Transfers of Real Estate
- 2008.01.02: Links and Minifeatures 01 02 Wednesday
- 2008.01.02: Consumer Focused Carnival of Real Estate
- 2008.01.01: Real Estate and Mortgages: Back to Basics?
- 2007.12.31: Links and Minifeatures 12 31 Monday (New Year's Eve)
- 2007.12.31: Greed Envy, or the Tale of Aesop's Dog
- 2007.12.30: Mortgage Loan Rate Locks
- 2007.12.29: Getting Another Mortgage Loan After A Short Sale
- 2007.12.28: Quitclaiming Property with a Mortgage
- 2007.12.27: Links and Minifeatures 12 27 Thursday
- 2007.12.27: Title Insurance, Unpaid Liens After The Sale, and Subrogation
- 2007.12.26: ...And a Panda Fell Out of Her Tree
- 2007.12.26: Straw Buyers and Straw Purchases are Always Fraud
- 2007.12.25: Looking For Loans In All The Wrong Places
- 2007.12.24: Facts Of Life On Buying and Selling "Without an Agent"
- 2007.12.23: Multiple Mortgage Inquiries Do Not Drop Your Credit Score
- 2007.12.22: Is This Supposed to be Helpful Legislation? (A bad example from Illinois)
- 2007.12.21: 100% Financing: Buying A Home With Zero Down Payment
- 2007.12.20: Links and Minifeatures 12 20 Thursday
- 2007.12.20: Forty and Fifty Year Mortgages
- 2007.12.19: New Proposed Federal Reserve Rules: Is This Supposed to Be Helpful Regulation?
- 2007.12.19: Consumer Focused Carnival of Real Estate
- 2007.12.18: Impound Accounts Facts and FAQs
- 2007.12.17: Links and Minifeatures 12 17 Monday
- 2007.12.17: Yield Spread is a Beneficial Tool That Can Be Misused
- 2007.12.16: Manufactured, Modular, and Site-Built Homes: How Lending Practices Drive the Sales Market
- 2007.12.15: Undisclosed Short Sales
- 2007.12.14: Links and Minifeatures 12 14 Friday
- 2007.12.14: Dual Agency: Using the Seller's Agent as Your Buyer's Agent
- 2007.12.13: First Time Buyer Programs and Multi-Family Housing
- 2007.12.12: Links and Minifeatures 12 12 Wednesday
- 2007.12.12: Which Makes More Difference - Buyer's Agent or Listing Agent?
- 2007.12.11: San Diego Market Prognosis December 2007
- 2007.12.10: Links and Minifeatures
- 2007.12.10: Should I Buy A Home? Part 3: Consequences
- 2007.12.09: Should I Buy A Home? Part 2: Process
- 2007.12.08: Should I Buy A Home? Part 1: Preparation
- 2007.12.07: Nightmare Mortgages and Self-Destructive Behavior
- 2007.12.06: Links and Minifeatures 12 06 Thursday
- 2007.12.06: Buying Without An Agent - My Own Experience
- 2007.12.05: Consumer Focused Carnival of Real Estate
- 2007.12.04: Real Estate and Loan Agents Selling Mortgage Life Insurance
- 2007.12.03: Links and Minifeatures 12 03 Monday
- 2007.12.03: The Doctrine of Delaying The Moment Of Truth
- 2007.12.02: Making Certain You Shop Your Mortgage - Whether You Want To Or Not
- 2007.12.01: What Do I Do If My Loan Falls Through?
- 2007.11.30: Links and Minifeatures 11 30 Friday
- 2007.11.30: Transferring Ownership of Inherited Property
- 2007.11.29: Condo Assessments
- 2007.11.28: "Contractor's Specials"
- 2007.11.27: Links and Minifeatures
- 2007.11.27: Do You Have to Lose Your Home in Bankruptcy?
- 2007.11.26: Flipping vs Fixing vs Investing
- 2007.11.25: Why Do I Have to Pay For The Appraisal When I Canceled Escrow?
- 2007.11.24: New Family Member!
- 2007.11.24: Lenders and Insurance Proceeds
- 2007.11.23: Why All The Fuss Over Real Estate Transactions?
- 2007.11.22: Deficiency Judgments: Recourse Loans vs. Non-Recourse Loans
- 2007.11.21: Links and Minifeatures 11 21 Wednesday
- 2007.11.21: Move Up Transactions Don't Just Happen
- 2007.11.20: Links and Minifeatures 11 20 Tuesday
- 2007.11.20: Lender Paid Mortgage Insurance or Regular PMI?
- 2007.11.19: Links and Minifeatures 11 19 Monday
- 2007.11.19: How to Avoid A Repeat of the Housing Market Mess
- 2007.11.18: What Do You Know That I Don't Know?
- 2007.11.17: The Consequences of Not Shopping Multiple Lenders
- 2007.11.16: What Do I Really Need To Know To Buy a House and Get A Loan?
- 2007.11.15: The Last Time I'm Going to Write About Blame for the Housing Market Mess
- 2007.11.14: Links and Minifeatures 11 14 Wednesday
- 2007.11.14: Games Lenders Play, Part V
- 2007.11.13: Transaction Case Study
- 2007.11.12: Project Valour IT
- 2007.11.12: Working with Multiple Agents for a Purchase
- 2007.11.11: Payment, Interest Rate and Up Front Costs: Choosing a loan intelligently
- 2007.11.10: Why There Is Money in Fixer Properties
- 2007.11.09: The Lender's Rule of Mortgage Payments
- 2007.11.08: Links and Minifeatures 11 08 Thursday
- 2007.11.08: Cheerleaders versus Analysts in Real Estate
- 2007.11.07: The Consumer Focused Carnival of Real Estate
- 2007.11.06: After You Sign Documents, Can You Cancel?
- 2007.11.05: Listing: Understand Your Target Market
- 2007.11.04: Links and Minifeatures 11 04 Sunday
- 2007.11.04: What Would I Buy With A Million Dollars?
- 2007.11.03: Do Furnishings Convey With The Property?
- 2007.11.02: Bridge Loans
- 2007.11.01: Links and Minifeatures 11 01 Thursday
- 2007.11.01: Loan Rates for Low Income Families
- 2007.10.31: Sellers Cutting Their Own Throat In A Buyer's Market
- 2007.10.30: Adding People to Title for Multiple Residence Property
- 2007.10.29: Real Estate: Know What Can Be Fixed and What Can't, What's Profitable and What Isn't
- 2007.10.28: San Diego County Fire October 28, 2007
- 2007.10.28: Mineral Rights: They Can't Sell What They Don't Own
- 2007.10.27: San Diego County Fire Information October 27, 2007
- 2007.10.27: What is the Best Way To Save For A Down Payment?
- 2007.10.26: San Diego County Fires October 26th 2007 (UPDATE 2 1710)
- 2007.10.26: Links and Minifeatures 10 26 Friday
- 2007.10.26: "Fixes" for the Mortgage Meltdown - You Can't Keep A Bad Idea Down
- 2007.10.25: San Diego County Fires October 25, 2007 (UPDATE 4 2010)
- 2007.10.24: San Diego County Fire Information October 24th 2007 (UPDATE 5 1950)
- 2007.10.24: Consumer Focused Carnival of Real Estate
- 2007.10.23: San Diego County Fire October 23, 2007 (UPDATED 1955)
- 2007.10.23: Failure to Disclose a Known Material Fact to Buyers
- 2007.10.22: San Diego County On Fire (UPDATED 20:30)
- 2007.10.22: The Tollbooth Model of Real Estate Agency
- 2007.10.21: Mortgage and Real Estate Red Flags
- 2007.10.20: Issues with Multiple Mortgages
- 2007.10.19: Reserves for Real Estate Loans
- 2007.10.18: Links and Minifeatures 10 18 Thursday
- 2007.10.18: Mortgage Foreclosure and Taking of Other Assets
- 2007.10.17: Links and Minifeatures 10 17 Wednesday
- 2007.10.17: Seller's Failure to Disclose a Pending Assessment
- 2007.10.16: Retroactive Loan Qualification Problems After Recording
- 2007.10.15: Links and Minifeatures 10 15 Monday
- 2007.10.15: Economics of Home Ownership in High Density Areas
- 2007.10.14: Links and Minifeatures 10 14 Sunday
- 2007.10.14: When You Should Not Buy Real Estate
- 2007.10.13: How Soon After You Purchase A Home Can You Refinance?
- 2007.10.12: Bankruptcy and Avoiding Foreclosure
- 2007.10.11: Links and Minifeatures 10 11 Thursday
- 2007.10.11: The Secrets to Good Transactions
- 2007.10.10: Links and Minifeatures 10 10 Wednesday
- 2007.10.10: Commercial Message
- 2007.10.10: Consumer Focused Carnival of Real Estate
- 2007.10.09: Guidelines for Consumer Focused Carnival of Real Estate
- 2007.10.09: Links and Minifeatures 10 09 Tuesday
- 2007.10.09: Wanting a More Expensive Property Than You Can Really Afford
- 2007.10.08: Problems with Exclusive Listings
- 2007.10.07: Don't Rely On Reputation - There Are No Silver Bullets
- 2007.10.06: Cash Back From The Seller to the Buyer in Real Estate Sales
- 2007.10.05: Links and Minifeatures 10 05 Friday
- 2007.10.05: What if Your Partner Refuses to Pay Their Share of a Loan or Mortgage (or Won't Pay on Time)?
- 2007.10.04: Links and Minifeatures 10 04 Thursday
- 2007.10.04: Investors Aren't The Only Ones Who Can Fix Ugly Properties
- 2007.10.03: The "We'll Keep You In Your Property" Scam
- 2007.10.02: Links and Minifeatures 10 02 Tuesday
- 2007.10.02: Full Circle: Back to More Traditional Lending Standards
- 2007.10.01: The Seller Always Knows More About the Property Than the Buyer
- 2007.09.30: Power of Attorney for Real Estate Transactions
- 2007.09.29: Practical Examples - Refinance or Prepayment Penalty?
- 2007.09.28: Links and Minifeatures 09 28 Friday
- 2007.09.28: Buying Investment Property - An Example of the Issues
- 2007.09.27: Can Someone Be Added to an Existing Mortgage?
- 2007.09.26: Links and Minifeatures 09 26 Wednesday
- 2007.09.26: Trying to Rehabilitate the Negative Amortization Loan - NOT!
- 2007.09.25: Links and Minifeatures 09 25 Tuesday
- 2007.09.25: What Can You Recover From the Title Company When The Miss an Easement?
- 2007.09.24: Why the Real Estate Buyers Agent's Commission is Paid by the Seller
- 2007.09.23: Low Equity (or Worse!) Relocations in a Buyer's Market
- 2007.09.22: Saving Money by Refinancing Your Mortgage
- 2007.09.21: Inducements to Use A Builder's Lender for a Purchase
- 2007.09.20: Links and Minifeatures 09 20 Thursday
- 2007.09.20: Recording Errors and Title Insurance
- 2007.09.19: The Affordability of Property in San Diego September 2007
- 2007.09.18: News From The Front: House Passes HR 1852
- 2007.09.18: Will Agents List My Property if I Owe More Than It's Worth?
- 2007.09.17: Links and Minifeatures 09 17 Monday
- 2007.09.17: Realtor and Loan Officer Responsibility: Can the Client Afford The Property?
- 2007.09.16: Should Lenders Be Permitted to Sell Real Estate?
- 2007.09.15: When Your Offer is Rejected
- 2007.09.14: Real Estate Loans: What If One Spouse Has a Bad Credit Score?
- 2007.09.13: What Do Buyer's Agents Do?
- 2007.09.12: Links and Minifeatures 09 12 Wednesday
- 2007.09.12: Consumer Focused Real Estate Carnival
- 2007.09.11: Listing Agents Claiming There Are Multiple Offers in a Buyer's Market
- 2007.09.10: Links and Minifeatures 09 10 2007 (Monday)
- 2007.09.10: 100% Financing or Low Down Payment or Low Equity: PMI May Be The Only Option
- 2007.09.09: Refinancing Out of A Negative Amortization Loan Before The Penalty Expires
- 2007.09.07: Progress Report
- 2007.09.04: Aggregators and Sidebars
- 2007.09.01: Domain Pointed to New Host
- 2007.08.30: Links and Minifeatures 08 30 Thursday
- 2007.08.29: Consumer Focused Real Estate Carnival
- 2007.08.24: Loans with Stealth "Cash Out"
- 2007.08.23: Good Intentions and Over-Extended Homeowners
- 2007.08.22: Links and Minifeatures 08 22 Wednesday
- 2007.08.22: Down Payment At Purchase or Wait Until Later?
- 2007.08.21: There's Nothing Sacred About Range Pricing in Real Estate
- 2007.08.20: Variable or Range Pricing of Real Estate
- 2007.08.19: Loan Qualification Standards - Loan to Value Ratio
- 2007.08.18: Loan Qualification Standards - Debt to Income Ratio
- 2007.08.17: Links and Minifeatures 08 17 Friday
- 2007.08.17: Should Negative Amortization Loans Be Banned?
- 2007.08.16: Service Interruptions
- 2007.08.16: Option ARMs and Cash Flow
- 2007.08.15: Links and Minifeatures 08 15 Wednesday
- 2007.08.15: Negative Amortization Loan Issues on Investment Property
- 2007.08.14: Negative Amortization Loans - More Unfortunate Details
- 2007.08.13: Links and Minifeatures 08 13 Monday
- 2007.08.13: Listing Agents and Pre-Approvals or Pre-Qualifications
- 2007.08.12: Negative Amortization Loans - Don't Panic!
- 2007.08.11: Option ARM and Pick a Pay - Negative Amortization Loans
- 2007.08.10: What if Your Partner Refuses to Pay Their Share of a Loan or Mortgage (or Won't Pay on Time)?
- 2007.08.09: Links and Minifeatures 08 09 Thursday
- 2007.08.09: Disasters and the Mortgage
- 2007.08.08: Links and Minifeatures 08 08 Wednesday
- 2007.08.08: San Diego Real Estate Market Prognosis August 2007
- 2007.08.07: Real Estate Loan Market August 2007: Subprime Meltdown Continues
- 2007.08.06: Links and Minifeatures 08 06 Monday
- 2007.08.06: Competing Offers From The Same Agent
- 2007.08.05: Developers and Conditional Incentive Money to Use Their Lender
- 2007.08.04: Links and Minifeatures 08 04 Saturday
- 2007.08.04: Is a VA Loan a Good Deal?
- 2007.08.03: The Good Faith Deposit for Real Estate
- 2007.08.02: Why Renting Really Is For Suckers (And What To Do About It)
- 2007.08.01: Loan Providers Offering to Pay For The Appraisal
- 2007.07.31: Links and Minifeatures 07 31 Tuesday
- 2007.07.31: Buyer's Markets
- 2007.07.30: Links and Minifeatures 07 30 Monday
- 2007.07.30: The Tradeoff between Rate and Cost in Real Estate Loans
- 2007.07.29: Issues with Relocation Loans
- 2007.07.28: My Loan was Denied - What Fees Can I Recover?
- 2007.07.27: One Spouse Qualifying For A Loan on Their Own
- 2007.07.26: Links and Minifeatures 07 26 Thursday
- 2007.07.26: How Can You Tell If A Buyer is Qualified?
- 2007.07.25: Links and Minifeatures 07 25 Wednesday
- 2007.07.24: Links and Minifeatures 07 24 Tuesday
- 2007.07.24: Pre-Payment Penalties Expiring and Rate Locks
- 2007.07.23: Why You Want A Buyers Agent To Deal With Developers
- 2007.07.22: Financing Tricks and What You Can Afford
- 2007.07.21: What Pre-Approval Should Mean
- 2007.07.20: Links and Minifeatures 07 20 Friday
- 2007.07.20: Investment Property and Sophisticated Users
- 2007.07.19: "We'll Beat Any Quote" in Mortgage Loans
- 2007.07.18: Links and Minifeatures 07 18 Wednesday
- 2007.07.18: "My Payment Is Too High and I Can't Make It"
- 2007.07.17: You Must Be Willing To Act in Real Estate
- 2007.07.16: Links and Minifeatures 07 16 Monday
- 2007.07.16: Whatever the New Trick in Loans is, It's an Attempt to Keep From Competing Based Upon Price
- 2007.07.15: Buyer's Appraisal versus Seller's Appraisal
- 2007.07.14: Zero Cost Real Estate Loans
- 2007.07.13: Links and Minifeatures 07 13 (Friday the 13th